This subsystem is a complete consumer lending program consisting of closed-ended, open-ended, and line of credit loans.

• Electronically captures applicant and co-applicant information
  
  
• Rapid Loan turnaround
  
  
• Laser prints all required State and Federal lending forms and closing documents, including:
  
  
  • Loan Applications
    
    
  • Cover Sheet for loan committee
    
    
  • Adverse Action
    
    
  • Note & Disclosures
    
    
  • Security agreements
    
    
  • Insurance documents
    
    
    • Complete set of LoanLiner™ Insurance forms from CUNA Mutual Group using Jetform Central™ print engine to guarantee insurance compliance.
      
      
    • Supports Minnesota Mutual Insurance forms using Jetform Central™ print engine to guarantee insurance compliance.
      
      
  • Powers of attorney
    
    
  • DMV forms, etc.
    
    
• Automated interface obtains credit reports from Experian, Trans Union, Equifax, and retains latest credit report in the system.
  
  
• "What If" calculations
  
  
• Captures members' digitized signatures on loan documents
  
  
• Automatically Archives Credit Union Copy of Documents
  
  
• Retains detailed transaction histories and audit logs
  
  
• Management Reports
  
  
• Amortization Schedules
  
  
• Multiple levels of security
  
  
  • Privileges by lending function
    
    
  • Passwords
    
    
  • Audit trail